National Flood Safety Awareness week! Day 4

National Flood Safety Awareness week! March 14th - March 18th

**All of the following information is provided by the National Weather Service. http://www.floodsafety.noaa.gov/

texasinsuranceplace.com

Day 4.

http://www.crh.noaa.gov/news/display_cmsstory.php?wfo=fgf&storyid=65492&source=2

"TODAYS THEME IS FLOOD INSURANCE AND FLOOD RISK. EVERYONE LIVES IN AN AREA OF FLOOD RISK...WITH THEIR RISK OF FLOOD RANGING FROM LOW...TO MODERATE...TO HIGH. FLOODS ARE FOUR TIMES MORE LIKELY TO OCCUR THAN A FIRE. LOW HAZARD FLOOD AREAS ARE ALSO AT RISK...25 TO 35 PERCENT OF ALL CLAIMS EACH YEAR ARE PAID FOR PROPERTY LOCATED OUTSIDE HIGH-RISK AREAS.

YOU MAY THINK THAT YOU ARE COVERED FOR FLOOD DAMAGE...BUT MOST HOMEOWNERS INSURANCE DOES NOT COVER FLOOD DAMAGE AND JUST A FEW INCHES OF WATER IN A HOME CAN CAUSE THOUSANDS OF DOLLARS OF DAMAGE.HOMEOWNERS...RENTERS...AND BUSINESS OWNERS ARE ELIGIBLE TO PURCHASE FLOOD INSURANCE AS LONG AS THEIR COMMUNITY PARTICIPATES IN THE NATIONAL FLOOD INSURANCE PROGRAM...NFIP.

THE NFIP IS A FEDERAL PROGRAM ENABLING PROPERTY OWNERS TO PURCHASE INSURANCE PROTECTION AGAINST LOSSES FROM FLOODING. IT TAKES 30 DAYS AFTER PURCHASE FOR A POLICY TO TAKE EFFECT...SO IT IS IMPORTANT TO BUY INSURANCE BEFORE THE FLOODWATER STARTS TO RISE. BUY FLOOD INSURANCE AND STAY PROTECTED NO MATTER WHAT. SEE THE FEDERAL EMERGENCY MANAGEMENT AGENCY WEB SITE AT...

      FLOODSMART.GOV

TO GET MORE INFORMATION ON THE NFIP...ASSESS YOUR FLOOD RISK ON-LINE...OR FIND A NFIP AGENT CLOSE TO YOU."